Q: Should I get title and mortgage insurance on my real estate in Houston TX?

A: Title insurance applies to real estate in Houston TX in that, even though you usually do a title search to make sure there are no problems with the title, sometimes something comes up. What comes up could be something small, involving who owns part of the yard or on whose property a tree is, but sometimes you could lose your real estate in Houston TX over it. It’s very important.

As for mortgage insurance, you mostly only get that on your real estate in Houston TX if your lender requires it, as it is of no value to you. It pays the lender when you default on your loan.